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| The Fair Credit Reporting Act As amended September 30, 1997. |   |
| National Center for Consumer Law (NCLC) America’s foremost advocate for low-income consumer justice and its leading expert on low-income consumer issues. |   | |
| Riemer Net business credit network. In secure area, site also offers updated confidential credit information to Riemer members. Information about trade credit associations in general plus the 100 industry groups in the largest independent U.S. |   | |
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